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Ready-to-Move vs Under-Construction: Pros and Cons with Insights from Top Builders

Choosing between a ready-to-move-in and an under-construction property is not easy. Therefore, you must understand the difference between the two to make an informed decision. When it's ready to move in, there will be no need to wait for months to take possession of the property. In the case of an under-construction project, it may be more affordable and offer greater flexibility. However, these projects often suffer from delays and compliance issues. Additionally, there can be some hidden costs. Considering all aspects, it is ultimately better to make a call. Top builders in Kolkata can help to understand the difference between the two.

Difference Between Ready-to-Move and  Under-Construction Property

Understand the Basics First

  • Ready-to-Move Property

Construction of these properties is finished already. Therefore, it is possible to get a handover immediately. These properties are ideal for buyers who require possession instantly. It is a process where there is no uncertainty. These properties are fully functional, making it a hassle-free choice.

  • Under-construction Property

When the property is in the building phase, it is usually purchased. Therefore, possession will be available on a future date only. Buyers seeking a flexible payment schedule or cost advantages can opt for this option. However, properties under construction often experience delays.

Budget-friendly Options

  • Ready-to-Move Property

Since these properties are ready for use, they are more expensive. These properties do not include GST in their costs. Therefore, the overall cost burden may decrease.

  • Under-construction Property

Introductory offers make these properties more cost-effective. Buyers on a strict budget can go for these properties. The builder offers a pre-launch discount and a payment plan with instalments. However, it becomes important to pay GST on these properties, which may result in a slight increase in property prices.


Factors such as GST in the case of an under-construction building and the absence of tax for a ready-to-move property may not significantly impact the final price.

Possession Timeline

  • Ready-to-Move Property

When immediate possession becomes necessary, the ready-to-move property is the best option. Due to the property's availability, there may be no waiting period. Therefore, it can be a practical choice for working professionals or families that require a place to stay immediately.


  • Under-Construction Property

If a buyer can wait to get possession, an under-construction property can be a suitable option. Regulatory issues and construction challenges frequently result in delays. Therefore, it becomes necessary to wait from several months to a few years to obtain possession. The construction stage of the purchase may play a crucial role here. If it is a reputable developer, then there may not be an extended waiting time.


To make the right decision regarding the construction choice, it is essential to balance factors such as timeline, budget, and other relevant considerations. Bhawani Group is a well-known and reputable real estate company. As the top builder in Kolkata, we offer both ready-to-move and under-construction properties. We can offer a wide range of options to choose from. We can guide the buyer throughout the process.
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Location: Kolkata, West Bengal, India

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